The most common questions people have before filling out the form.
No. AdviseAdvance is a matching service. We share your request with lenders in our network; any loan agreement is between you and the lender that makes you an offer.
Rates and terms are set by individual lenders and depend on your state, credit history, and the amount requested. You'll see the full terms before you agree to anything.
No. There's never a fee to submit a request through AdviseAdvance.
Submitting a request itself typically doesn't. If a lender extends an offer and you move forward, they'll explain whether their process involves a credit check at that point.
Availability depends on your state's lending regulations and the lenders in our network for that state. You'll find out after submitting your ZIP code.
This varies by lender. Some respond the same day; others may take longer depending on the information they need to verify.
You can submit a new request if your situation changes, but repeated requests in a short period may not change your results with the same lenders.
Contact your lender directly as soon as possible — they set the repayment terms and any late-payment policies, not AdviseAdvance. If you're struggling with repeated short-term borrowing, a nonprofit credit counselor may be able to help you look at the bigger picture.
Reach out and we'll point you in the right direction, or just start your request below.